Low Credit Score? Your Mortgage Options
Having good credit wont get you a mortgage by itself, but it definitely helps. A good credit score can result in a lower interest rate and better loan terms, while poor credit can lead to a higher interest rate for a mortgage.But its not impossible to obtain a home loan if you have poor credit and a...
Top 7 Most Profitable Home Features
Improving your home before you sell it can seem like wasting money. After all, if youre not going to live there much longer, why remodel or add features you wont get to use much?Because, as any real estate professional will tell you, the upgrades can help you recoup the cost and more in a higher sel...
Designer Tips to Take Any Kitchen From Ordinary to Deluxe
HGTV star and professional property flipper Johnathan Scott is well accustomed to making design dreams come true for homeowners who have champagne taste on a beer budget.In a recent interview with lifestyle editors at PureWow.com, a lifestyle destination focused on everything from beauty to recipes,...
How to Bring the Outdoors Into Your Home
Here are five ways to bring the outdoors into your home and improve your living space.Potted Plants and TreesPlants can boost your immune system, decrease blood pressure and improve your sleep cycle.Natural MaterialsOrganic materials, such as wood and stone, allow your home to feel at one with the o...
Cool Ideas for Dressing Up Your Kid's Room
Icons and superheroes go in and out of style, so decorating your kids rooms to reflect their current favorite may not be the best idea. Decorators suggest using timeless themes and practical ideas to make their spaces cheerful and organized:Start with color " Choose a favorite, preferably a soothing...
Differences Between Jumbo and Conforming Loans
If youre thinking about purchasing an expensive home, its important to understand how jumbo and conforming loans differ, and the pros and cons of each. Choosing carefully could help you save a lot of money over the term of your mortgage.Key DifferencesA conforming loan can only be used to borrow up ...
Protect Your Eyes from UV Rays at Home
When it comes to protecting our eyes against harsh, damaging UV rays, most of us think about popping on sunglasses for long days at the beach; however, it’s possible to incur UV damage right at home, especially if you have an abundance of wide, bright windows. In fact, according to the American Ac...
Add Natural Appeal to Your Home with These Houseplants
There are myriad advantages to adding houseplants to your home. For starters, many different types can help to purify the air and provide a healthier living space. Visual appeal is an added bonus that can make any room feel livelier by bringing the outdoors inside.Here are a few popular houseplants ...
Credit Union vs. Bank: Know the Difference
Interest rates remain low, though thats no reason to stow your money under your mattress.Hiding your money at home wont earn you any interest, and thats one of the benefits"no matter how small"that banks and credit unions can offer customers. But banks and credit unions have different benefits and d...